If you’re on Medicare, one of the most important times of the year is here: Medicare Open Enrollment, running from October 15 to December 7, 2025.
This is the only time each year when most Medicare beneficiaries can make changes to their health and drug coverage. Any decisions you make now will take effect on January 1, 2026.
We know Medicare can sometimes feel complicated—but with the right information, you’ll feel confident about your choices. Let’s walk through what Open Enrollment means and why it matters for you.
Why Open Enrollment Is So Important
Health care needs often change as we get older. You may find that:
- A new prescription has been added to your routine.
- A doctor you prefer is no longer in your plan’s network.
- Your premiums, deductibles, or copays are going up.
At the same time, Medicare plans themselves also change each year. Insurance companies update their costs, covered medications, and even added benefits like dental or vision. What was the best fit for you in 2025 might not be the best choice for 2026.
That’s why Open Enrollment matters—it gives you the opportunity to make sure your plan still works for both your health and your budget.
What You Can Do During This Period
Between October 15 and December 7, you have the chance to:
- Switch coverage types: Move from Original Medicare to a Medicare Advantage plan (Part C) or vice versa.
- Change Advantage plans: If you already have Medicare Advantage, you can compare and switch to a different plan.
- Adjust drug coverage: Add, drop, or change your Medicare Part D prescription drug plan.
A Helpful Tip
Even if you’re happy with your current plan, it’s always smart to give it a review. Sometimes premiums rise, or a prescription you take regularly may no longer be covered the same way. A few minutes of checking now could save you money and avoid unexpected costs in 2026.
Final Thoughts
Think of Open Enrollment as your yearly “Medicare check-up.” It’s the time to make sure your plan is still keeping you healthy, covered, and financially protected.
👉 Need guidance or have questions about your Medicare coverage? Contact us today at healthcareamerican.com or call 443-929-0433 for personal assistance.
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